I was reading the AT&T Mobile Insurance policy when all of the sudden shit got real.

Posted Dec 24, 2012, 9:14 AM UTC

Posted Dec 24, 2012, 9:14 AM UTC
damn... i'm not covered
They've needed this clause ever since the blackberry insurrection of '03.
Never forget.
I used to work for a phone insuranse company and this kind of thing is pretty standard. Thankfully never had to decline someone on this clause though.
Direct link to policy: http://www.wireless.att.com/learn/en_US/pdf/wireless-insurance-coverage-english.pdf
QUOTE of Section L
Any Loss or damage caused by or through or in consequence, directly or indirectly, of Nuclear Hazard, meaning any weapon employing atomic fission or fusion; or nuclear reaction or radiation or radioactive contamination from any other cause; but we will pay for direct physical Loss caused by resulting fire, if the fire would be covered under this Certificate. Loss caused by or resulting from war, including undeclared or civil war; warlike action by a military force, including action hindering or defending against an actual or expected attack, by any government, sovereign or other authority using military personnel or other agents; or insurrection, rebellions, revolution, usurped power of action taken by government authority in hindering or defending against any of these. Loss caused by or resulting from Governmental Action, meaning seizure or destruction of property by order of governmental authority including economic and trade sanction as provided under applicable law and U.S. Treasury Department guidelines.
Holy shit. You actually read those things?
I was trying to figure out if I was covered to replace a scratched screen. Turns out I'm not, despite what I thought their policy covered when first signing up a few months ago.