Portfolio Advice [27M]

Hi everyone! I'm currently earning about 2.10L pm working in software. Here's what my portfolio looks like:

Term life insurance: 1cr cover (1300emi) Health insurance: 10L (through employer) Emergency fund: 7.5L in bank account Postoffice 5yr plan: 1.5L

Mutual Funds

Current: 4.7L

  1. Quant Tax Plan Growth ELSS (1.5L lumpsum around December)
  2. Axis Bluechip Fund (15k SIP)
  3. ICICI Prudential GILT fund(25k SIP)
  4. HDFC Index Fund Nifty 50 (20k SIP)

Looking for suggestions around how I should be investing going forward. Had spent a considerable amount renovating my house during lockdown so that's that. Currently debt free.

How much per month should I be investing and in what proportions. Thanks in advance!

Posted Oct 9, 2023, 10:10 AM UTC

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