IPC mission is a lesson in Predatory Lending essentially.

Banks giving unreasonable terms most could never repay to place a stranglehold on the borrowers. I know that younger people often play this game, so I hope it's a lesson you can take to heart. Banks aren't your friends, they'll squeeze you dry and do anything they can to keep on the hook and abuse you.

Either you find a way to repay and they get their money with ludicrous interest, or they seize everything you have and you still owe them money. It's why you'll hear people say it's more expensive to be poor.

It made me happy that Bronya didn't fall for their trap. Nat summed it up perfectly. Sacrificing freedom to some mega corp for help under strict terms is not the way.