Is it bad that my drivers set at 12.5?

Got a mavrik driver at 10.5 and my coach had me turn it up to 12.5 during my lessons 2 years ago and I’ve never turned it back down.

I do pretty well driving, probably averaging 230 yards and slight fade, sometimes slicing more than I’d like. Been really on it these last few rounds hitting most fairways but wondering if my distance is hurting from the extra loft.

I don’t hit the ball much higher than other golfers but that’s probably the combo of higher loft and a flatter angle of attack.

What should I be fixing? I’m typically scoring around 95 and occasionally high 80s when I’m playing well. Garmin has me around a 20 hcp.