r/CreditCards•
cbmandel

Card recs for lower income/low spender

Card Recommendation Request (Template Used)

CREDIT PROFILE
* Current credit cards you are the primary account holder of: First Interstate Bank CC, $15,000 limit, opened 2016
* FICO Scores: Experian 797, Equifax 755
* Oldest credit card account age with you as primary name on the account: 7 years 7 months
* Number of personal credit cards approved for in the past 24 months: 0
* Annual income $: 25,000
CATEGORIES
* OK with category-specific cards?: maybe
* OK with rotating category cards?: maybe
* Estimate average monthly spend in the categories below.
* Dining $: 150
* Groceries $: 300
* Gas $: 120
* Other: phone $30, internet $70
MEMBERSHIPS & SUBSCRIPTIONS (delete lines that don't apply)
* Current member of Costco or Sam's Club? yes
PURPOSE
* What's the purpose of your next card (choose ONE)?: saving money... but really getting some cash back from what I already spend, potential for travel or some other perk
* Do you have any cards you've been looking at? Amex Blue CP, Wells Fargo Active Cash, Chase Freedom Unlimited, Capital One SavoreOne

Posted Nov 1, 2023, 4:05 PM UTC

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