Posted Nov 24, 2023, 9:58 PM UTC
A bit of a troll post, but I'll bite.
Does a stock drop after a dividend, sometimes, but then it often recovers. If it didn't they would cease to exist after a while.
Although taxed at a higher rate, receiving dividends means you can use it now. Maybe you reinvest or maybe you fund other stock purchases. There are many reasons to invest aside from retirement.
You're right that market forces control prices.
Stock exchanges like NYSE and NASDAQ, adjust the share price downward on ex date, directly from dividend.com:
If you're using an instrument (JEPI/JEPQ for example) to create cashflow for buying other securities, why not invest in the actual instrument you intended right off the bat?
Why create more taxable events for yourself? Long term investing here so it's money for decades away. More dividends now would slow me down through performance drag along the way to retirement.
Obviously, the answer to why buy an ETF vs individual stocks is for diversification and simplification. Why worry about ensuring I have 7.2% of AAPL and 6.98% of MSFT when someone else does it for me in a single box of stocks?
More taxable events for me now means I have money to spend now on anything I want. Pretty simple. Do I have stocks that pay dividends? Yes. Do I have stocks that don't? Yes. To each their own.
As stated earlier, investing for retirement is but one goal. You can invest for retirement as well as for the short term at the same time. I promise it's possible.
This schmuck spends all his time on other subs, and comes over here every few weeks to troll on the concept of dividends. Can mods do something? Honestly? Anyone? Why do they allow this kind of “content”?
Hi, can I take your order?
3 piece with the soda
Egg-man and Saucy-boy
Egg-man and Saucy-boy
If I need cash I sell my biggest losers.
I get the cash I need AND a tax break.
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Is there a question here? If there is I'm also pretty sure a search would answer it, unless OP magically got gifted 400k and seriously doesn't know how to turn it into money - doesn't seem likely tho.
You have 400k do you want advice from me? And everyone is different you should know that. Then another thing you should know that 80% of ppl in the world doesn’t have 400k. Idk what yall want from us fr
Im up $5-20k in each of these stocks QQQ VDE VOO VXUS some of which came from SCHD & JEPI.
VXUS is trash. It'll always lag even the S&P 500.
VXUS is trash. It'll always lag even the S&P 500.
Yes, but this means fewer gains to be taxed. Less taxes are good, right? :D
LOL! Listen to yourself. Never give up gains just because you're scared of the tax man!
Please tell me you have heard of sarca.....actually, nevermind, not worth it, we good.
If usually just borrow against my portfolio if i need cash instead of realizing cap gains
Sir, this is a Wendys
Guh...