Accountant suggest contributing 10k to my SEP IRA

If it's your first year contributing, I assume you're a few decades from retiring.

The simple option would be a target date fund. Pick one with a target date when you'd be roughly 65 years old.

I would need to fund it before the end of the year

A SEP IRA is funded by the employer. I assume you are self-employed? You have until your self-employment tax filing deadline to make employer contributions for a tax year.

I like total world market https://www.msn.com/en-us/money/savingandinvesting/why-vt-and-chill-is-probably-the-best-etf-investing-strategy-out-there/ar-AA1imuDI

You may find these links helpful:

• Retirement Accounts
• "How to handle $"

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Schwab has great target date index funds - you can't go wrong!