Do I take a student line of credit?

I am going to Graduate school in January 2024, and I have the full funds for tuition and living expenses (around 100k CAD).

I am considering applying for OSAP as well.

Does it make sense for me to apply for a Student Line of Credit and borrow at more than 7.5%?

Also, I moved to Canada recently on a PR and have a credit history of less than 6 months, with only 1 credit card with 1000 CAD limit.

Should I apply for Student Line of Credit to improve my credit score in the future, and not use any funds from the line of credit?

Thanks for your inputs in advance.