r/PSLF•
Play_The_Long_con

Gearing up for repayment questions

Hi all!
This sub has been so encouraging, there might be hope for me yet!

Can someone help me figure out what this means? Does the below on my PSLF page really mean I only need 21 more qualifying payments to have my student loans forgiven?
PSLF
99
Forgiveness
(120)
TEPSLF
99
21 of 120 to go

I've been all over the place with paying back my student loans, and after COVID hit in 2020 I stopped making repayments and have never picked back up (currently in forbearance until Sept, my monthly payment now at minimum would be around 800$ which I just can't swing right now w kids daycare costs). Due to the TEPSLF I finally qualify as I wasn't on a qualifying repayment plan before COVID (I don't think). Anyway it almost seems too good to be true that I only have 21 more payments to go? Or is it the opposite?

I know this is a silly question but I am still learning financial literacy in most areas of my life. Any help interpreting this would be appreciated! I'll call MOHELA as well but they're closed now.

Posted Apr 11, 2024, 12:16 AM UTC

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