Poor high school junior here, looking for a good nude palette for under 40 bucks

Hey MUA, I'm going to sephora and I really want to get a good, solid nude palette for no more than 40 bucks. I've looked at: -Kat Von D's Saint palette -Lorac's Unzipped -Benefit's World Famous Neutrals -Too Faced Natural Eyes -Aqualillies for Tarte

Can someone give me any good recommendations? Also, I want a palette that has at least one glittery gold shade (I love shadows like that). Thanks!