Should I get a loan to pay CC?

I have been approved for a CC, up to a $3500 limit. This would be my first cc, but I have to send in the total as security funds. It is with capital one.

I am getting married soon and have to use the CC for some purchases that are credit only. We each have visa debits but the vendors aren’t accepting them for some reason, and we live in a small town so these are the only vendors available for what we need.

I was told that the last payment date would be August 12th, then I was told it would be July 24th. I budgeted to be able to pay this fully off by August 12th, but now I’m going to be behind on budget by about $600, which is the payment for our hotel stay and some other small things. There is no possible way I will be able to pay this by July 24th. I escalated the case with capital one but they say that this will have to be a “serious investigation” and can take up to 3 months, but in the meantime my deadline is the 24th of July per their contract. I do not have that time to wait.

I just started a job recently and got a $400 quarterly bonus, but it won’t be payable until the end of my probation which is 6 months. We get these bonus depending on our stats, and we are entered in the pool after training. I have been out of training for about 3 weeks now, so I wasn’t able to qualify for the full amount. Even the lowest stats get at least $700, if they’re meeting expectations. The highest I can earn on the bonus in my role is $4200, but that is only if I exceed my stats and then some. Right now, my stats are steady at a percentage where I expect to earn at least $3200 for the next bonus. This is a higher end call centre role, I have worked in them before and know I can keep my stats at the level they’re at with no issues. I won’t get this money until mid October, but even if somehow my stats go to the lowest of the low I will still get over 1k for that bonus because of how my stats are now. What I’m thinking, is that even if I can’t pay off the loan for some reason, I have this money to fall back on. I can’t see a reason that I wouldn’t be able to pay the loan payments, but I like to have backup plans for everything.

I only need $1800 to pay off the cc, and I have been approved for a loan of $2000. I do not know the monthly min payments or the interest yet, I am at work rn and have to call the loan agency to get this information. After all my bills, I have $450 left over.

Would it be a good idea to take the loan to fully pay off the Cc, and use the money that was supposed to pay for the CC to pay off the loan? I understand that I will be paying more in interest and am fine with that given the situation.

I know we should have had the wedding paid off already, but life just didn’t work out that way for us. We’ve already postponed the date because we had 3 financial crisis’s out of our control, and due to a roommate, we were kicked out of our house with a low rent payment and now are living in an apt for $600+ more a month in rent. I can’t borrow the money from anyone and even if I could I wouldn’t want to. I have no one in my life to talk to about these things and I’m just feeling lost.