Emirates or Qatar - Maldives Honeymoon Trip - Is emirates worth the crazy fees?

Hi All,

My wife tasked me with getting us to the maldives and just looking for any advice/possible recommendations on where else to look for our plane ticket to the Maldives for January - early March 2025. I'm super new to the award travel scene and tried to do as much research as I could before coming here.

We currently live in NC but are willing to fly out of JFK or another big hub and this is our current standing with points:

My wife: 246k UR points
Me: 186k UR points and 125k Amex

But this is what I've found so far for flight out in January and February 2025:
Emirates:

JFK - DXB - MLE

Business class - one-way for 138k points with $1,073 in fees and taxes.

Qatar:

JFK - Doha - MLE

Business class to Doha, then First from Doha to MLE. - 170k points with $205 in fee and taxes.

My question ultimately is this: Is the $800 in fees worth it one way for Emirates compared to Qatar? We don't have a preference on airlines but ideally wouldn't want to waste all our point just to fly.

Thanks in advance! :)