60K in Toronto is just keeping me afloat.

24F, accepted that my 20s is going to be hard work and being poor.

• Live with my parents, pay 1500 on “rent” (They absolutely need the additional 1500 and I can’t afford to move out).
• $300/month on student debt
• Contribute $250/month for groceries

Currently have 20k left for student loans, 1200 credit card debt. With only $3500 in my bank account.

My brother owns me about $11,000 ( parents can’t help with college fees so I stepped in) and won’t be able to pay back until at least a year after he graduates.

Lended my parents $4000 last month to help with their debt. Told them this is it as I don’t have money left.

I try to have 500 left over every month but it honestly doesn’t feel like much :(