r/PSLF•
ttoteno

Recertify income, switch from SAVE?

So, it’s been difficult and exhausting to try to keep up with what’s going on. My wife’s loans are on SAVE, but are obviously in forbearance right now. I just checked the status to make sure there weren’t any surprises, and noticed a few things. First, her loans say that they are due for recertification on 2/26/2025. They also say forbearance will end on 4/25/2025, and that SAVE will be end on 07/2/2025.

My questions are: if she stays on SAVE will they push her recertification date to sometime in the future? Are dates for the end of forbearance and the end of SAVE simply mathematical based on when she was put into forbearance and put on the SAVE plan? Finally, would you recommend switching to a different IBR plan? Countin the forbearance months while on SAVE that we would apply to buy back, she has 18 more months to go to reach 120.

Posted Jan 2, 2025, 9:54 PM UTC

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