Chase closed BOTH my accounts unexpectedly

Hey r/Chase,

I'm in a bit of a pickle and could use some advice from the community. Here's the situation:

Account Closure

My Chase accounts (Sapphire and Freedom Unlimited) were recently closed without warning. The notice letter cited going over the credit limit as the reason, but:

  • I was only $10 over the limit on my Freedom Unlimited
  • My Sapphire was under the balance limit

Ongoing Dispute

Before the closure, I had filed a dispute on my Sapphire card. Now:

  • The dispute has disappeared from the app
  • An extra $2,000+ has been charged to my closed account

Questions

  1. Is there any way to reopen my accounts if I can pay off the balances in full?
  2. How can I follow up on the dispute that vanished?
  3. What should I do about the additional $2,000+ charge on a closed account?

This closure came out of nowhere. Any advice or insights would be greatly appreciated!

Thanks in advance for your help!

Posted Jan 15, 2025, 3:19 PM UTC

012
Loading comments…