Chase closed BOTH my accounts unexpectedly
Hey r/Chase,
I'm in a bit of a pickle and could use some advice from the community. Here's the situation:
Account Closure
My Chase accounts (Sapphire and Freedom Unlimited) were recently closed without warning. The notice letter cited going over the credit limit as the reason, but:
- I was only $10 over the limit on my Freedom Unlimited
- My Sapphire was under the balance limit
Ongoing Dispute
Before the closure, I had filed a dispute on my Sapphire card. Now:
- The dispute has disappeared from the app
- An extra $2,000+ has been charged to my closed account
Questions
- Is there any way to reopen my accounts if I can pay off the balances in full?
- How can I follow up on the dispute that vanished?
- What should I do about the additional $2,000+ charge on a closed account?
This closure came out of nowhere. Any advice or insights would be greatly appreciated!
Thanks in advance for your help!
Posted Jan 15, 2025, 3:19 PM UTC
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