Looking for a bit of financial advice for people my age?

First things first, thank you to anyone who takes the time to give a little advice!

So I’m 29, I bought a house with a friend during Covid when I was roughly 25, used our kiwisavers (super), where I put in $26k deposit plus the $10k grant from the government. We sold it 2 years later making $110k each after the house loan was then paid off. Because of circumstances I wasn’t able to then buy another house. I managed to pay off my student loan, and few other debts and then move to Australia about 1.5 years ago. I currently have $80k which I have left in a term deposit for about 2 years on 6.1% interest rate which ends the end of February. My idea has been to leave it in the term deposit until I can buy a house over here, where I’m going to take it out and leave it in my saver which is 5% P.A so I can access it when that time comes.

Now I have about $5k in an ETF, $10k as my emergency fund and $2k as a saver which I will keep adding to for my over seas travel this year.

I am wondering what everyone thinks I should be doing from now on? Buying a house currently does not seem like a good idea in this market, and it seems like that is getting further and further away.

What would you guys do? Being almost 30, I have a partner and looking at having kids in the next few years, but I want to get ahead and be okay for the future by being as strict and financially responsible as possible now.

Again thank you everyone in advance for any advice!