Had my z flip for a month now and i'm having some teething problems, please help?

I wonder if you can help. I love the phone but am finding some things glitchy and more difficult than apple.

Firstly, samsung pay contactless takes too long to pay as i have to type the pin and it glitches often so i use google pay. But google keeps deleting my card so i have to keep readding it, when it happens when im out its a pain.

Also, correct me if im wrong, but it wont let me have google pay without having a phone code or pattern. I dont want a phone code or pattern i just want to use fingerprint.

Everytime i pay for things online i have to approve it on my bank app. I never had this with apple and its so frustrating and time consuming that everytime i go to work and pay for parking online i then have to log onto my bank and approve it then go back to the parking app.

The apps are bad for samsung but thats not the phones fault. I just wish the apps took samsung into more consideration. For instance, my reddit notifications take a while to refresh if im using the app i have to close it then reopen it to load new ones as even if i pull the refresh button they dont appear for a while.

On my home screen id just like a line that says the weather and date, why is the only option to add a huge calender that takes up most of the screen? Please tell me a better way if im wrong.

Im constantly getting whatsapp notifications from months ago so i had to go through and archive them all even though i dont want them archived.

I love allot about this phone, and im completely new to samsung so im sure im missing some things that would make me would love it more. I am probably missing things that would help and would appreciate any suggestions❤️ even things i havent mentioned but you may have found made it easier to use the phone.

Right now it just feels more difficult and less seamless than apple to do things and i dont want that cos i dont want to go back to iphone 😭