all i want to do is pay off all my debt, at once

i have the funds to pay off the debt, last year got scammed by credit sage, they didn’t do a single thing so i quit them awhile back. i tried to call the companies directly that my debt is from and they won’t even take my money to pay it off. i’m getting frustrated bc i have the money to pay everything off and i don’t want to go through another scammy “credit repair company”. idk who to call or what to do. my total debt is only 3,120$, any advice on how i can navigate this???

• it’s not credit card debt, 1. from a electrical company 2. car insurance 3. at&t u verse for clarification *