[Routine help] what products are good for dry but not too dry skin?

I have been trying to develop a good skincare routine for so long now. There's so much information and opinions and it's tiring ngl. My skin isn't too bad but still somehow my routines never good enough. I don't have that much acne but I do have sebaceous filaments in my T zone. My skin is on the dryer side. It's not like flaky dry but it could still use some hydration. Along with the sebaceous filaments I have textured skin. It's not too bad but the side of my face a forehead have them. And finally my skin is so dull. It's grayish and also, I have the darkest circles under my eye, plus I have discoloration around my mouth. Also just casual dark spots of my face. I categorize all the last few things together bc I feel like they're all very similar as they all have to do with the color of my face. P

I don't have money hardly so expensive things are not on my list. Every product I try to look up that's cheap though, hasn't really helped. My skin doesn't stay clear for too long after i wash it. It gets ir at least looks dirty again just hours later. Plus I have to scrub kinda hard to get it super super clear. My skin is not sensitive at all, but doing that was enough to make it tighter and dry wich I know is no good. I just need to know what should I do? What products work for my kind of skin? Just any tips,tricks and advice is welcomed and encouraged.