First-Time Homebuyer Benefits If Partner Owns a Home?

Hi everyone,

I’m buying my first home in Toronto/GTA and planning to apply for a mortgage with my boyfriend to qualify for a larger amount. He already owns a condo (on a mortgage) in another city, but we’re not married and have never lived together.

Will I still qualify for first-time homebuyer benefits like:

• Land Transfer Tax Rebate
• RRSP Home Buyers' Plan (tax-free withdrawal)
• Any other benefits I should know about?

Does his home ownership affect my eligibility in any way? Appreciate any advice!