Used car loan $24k or new car loan?

Hi all, I have a question where I’m seeking advice from you all. To start it up I’m 27, make about $66k gross and wfh. I had knee surgery 9/26/2024 due to my acl tear and meniscus and still having trouble with not being able to run but I’m kind of exhausted of my job and the work. I’ve been here for 2 years and 3 months and would like to make more to pursue fire at a quicker rate. Currently the only debt I have is $110k on my mortgage with 2.5%, other than that I’ve been driving the same car 2004 Toyota Camry solara for almost 8 years and it’s the only car I’ve ever owned but the car is starting to feel like it could break down and I never really drove more than 1hr away from my home with it due to it being no that reliable, I’m at 186,000 miles and was the 3rd owner(got it for $3,900 at 19). QUESTION: I want to get a newer car mainly a Toyota Camry se 2022-2024 with less than 40k miles or a perhaps a brand new Camry 2025 se for about $36k after all fees and tax. The used car would be around $26k after all fees and the new car would be about $10k more. Ideally I have $5k for a down payment and by end of May I can have about $10k, but I’ve never had a car loan and the stress of having a car loan stresses me out but I can’t find a used car that I like and can pay cash for at the moment and want to get the car I would drive forever next or for at least 10 years so my advice to you is should I get a used car loan for $26k otd and put down the $5k or get a new one and wait till end of May to have $10k down for a new Camry se 2025 or perhaps look for a nice decent car I can buy in cash even though right now all used cars in my area are quite expensive, all advice is appreciated?? I do have a $5k emergency fund and $6.2k in an individual brokerage account fidelity and 401k $6.2k, other than that about $100k in home equity