Reached 4 CR Milestone, gunning for 12 by 2030.

Breakup of 4 cr : 90% equity (ETFs only, India only), 5% gold, 5% cash (had 0.3 cr in PF, took out 0.25 cr and lump summed in the recent fall).

Additionally : 1 home (under construction), 1.7 paid, 0.8 pending, loan sanctioned but only 1 installment paid to builder by loan, paying installments from salary, till 2 more years. 1 land worth ~1 cr now, fully paid.

Family : 1 kid, intend for 1 more. Spouse not working. I work at Google.

Target FI : 12 cr (excluding home & land) @ age 40; so 8 cr more in 5 years.

8 cr in 5 years is aggressive, but should be very doable, do 4L/month SIP and Spouse does FnO (my plans, her execution), generating about 25% on portfolio since last 3 years, perf should continue in future too I think.

Plan to stay in above Bangalore home after FI (for best opportunity to kids) and do full time investing/trading along with Spouse (so basically never retire).