Will the insurance money go to mortgage company or myself?

I have a regular mortgage ( No escrow) and I pay my own insurance not through the mortgage company.

I am about to file a claim for storm damage on my house,( Maybe repairing the roof and some sidings, couple of windows...) I have been reading that the insurance companies write the check in both Mortgage company name and home owner name, which the mortgage company should endorse it before I can cash it,

I would like the insurance company to send an inspector to asses the damage and deposit the money into my account no strings attached.

Is that possible?

Thank you