I think i by my own mistake disabled my ads account

is there any way to reactivate my ads manager account back?? it right now says "Your ad account has been disabled. Add a payment method to continue running ads."

I am new to this haven't ran any ads yet or anything
Also when i try to add my Debit card in the payment section it simply takes 5 minutes then throws me the box to wait for 10 minutes and try again

Thank you in advance for the help