Advice… do I take DRP 2.0

I am contemplating taking DRP 2.0. I have been with the IRS since February 2021. I am a GS12 so I could get more out of the DRP than severance since it’s only 4 years. I feel like I will be RIF’d if not the first wave then for sure the second wave due to time in position. The problem is I won’t be able to accept an accounting position until after September 30th due to code of ethics. I’m only 31 so I don’t qualify for the VERA or VISP. I am under 5 years with the service so I am not fully vested into the pension. My stomach has been in knots all week. Any thoughts would help.