Should I take PNC credit card offer from mail?

Help Needed / Question

I have 0 credit cards and my only credit history is 2 bank loans that I have already paid off..

I bank with PNC and I have all my savings in their HYSA. That’s probably why I Received an offer by mail for their “cash unlimited card.” Pre - Selected

I want to work on my credit and I only spend on necessities so I am responsible on that side..

The offer is 2% cash back on all purchases •$200 monetary credit to the account after spending $1000 on first 3 months.

•0% APR on balance transfers for first 15 months •no foreign transaction fees •no annual fee

I appreciate any advice given 👍

Posted Apr 9, 2025, 8:29 PM UTC

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