Few days before closing, then this happens.. any help?

Single Family Home (1-4 Units)

I’m under contract on a single family home flip. It’s a vacant foreclosure and planning to buy it with my LLC — only few days away from closing.

Everything has been smooth so far, but then ran into a roadblock that I wasn’t expecting.. I had a past (freak) accident occur at my personal home 3 years ago, which is showing up in my claims history. Now every insurance company is denying me—even though this flip has nothing to do with that and I’m closing under an LLC.

My lender requires dwelling + liability coverage. I’ve called local and national companies/brokers, they keep trying to underwrite risk on me instead of the property. Not much luck so far.

Anyone been through this or know a legit workaround? I’m running out of time and looking for options.

Posted Apr 10, 2025, 9:45 AM UTC

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