Car insurance and model

I currently use Chubb and have never had any issues with them. My premium is over $2500/year. Looking at Progressive, the same coverage is $1000/year. They don't list Golf Alltracks, only the Golf and Golf Sportwagen. Objectively, it seems the Sportwagen would be the ideal selection, but would it be more "correct" to cover it as a golf? thanks. By the way, Chubb is as good as a car insurance provider gets, but they keep increasing my rate despite no speeding tickets or accidents on my record.