P2 Hack: 3% Chase Points back on Kroger + Publix

Sharing in case others find this useful with a player 2...

My setup with P2 is she has a one and done card of the Citi Strata Premier since the vast majority of her spending is in any of those generous 3% categories for Gas, Groceries, Travel, and Restaurants to earn Citi TYP. My personal setup earns in the Amex and Chase ecosystems so we have a good balance of points and maximizing redemption.

Recently confirmed as others have reported that both Kroger and Publix apps work to code as "Online Grocery" even when checking out in-store meaning by linking the CSP I earn 3% Chase UR points. The ease of use for the apps in "Kroger Pay" or "Publix Pay" is easier than pulling out a credit card and is literally just scanning a code to pay so this passes the P2 approval who doesn't want to think about which card to use where.

I know there are other ways to maximize higher than 3% but with a P2 that wants a single card but willing to use Kroger/Publix pay since it's easier to checkout, this is a solid setup. Good way to spread out the points earning ecosystem.