Nokia 2780 Won't Take my SD card?

I got a Nokia 2780 recently and didn't install an SD card with set up. I finally got a 32GB microSD card a few days ago, I shut my phone off, placed the card in the proper slot & locked it in, and turned the phone back on but it's acting like I haven't done anything to the phone. It still shows I only have 4GB, and that my only storage option is the internal storage.

I thought maybe I needed to add something to the card to make the phone recognize it, so I added some MP3 songs I wanted in the phone's music library, but it still didn't change anything.

Any troubleshooting advice? Or did I have to have the SD card in the phone from the get-go at setup to have it work?