ACOM OD

Hello, ask ko lang po if meron rin po sainyong OD na kay Acom ng matagal? I am 6months OD na pero evey month nag huhulog naman ako ng minimal amount just to show good faith na willing to settle the loan. I talked to one of their reps and I asked for payment arrangement kaso bayaran ko daw muna yung OD ko bago sila mag process ng arrangement. Like, anong sense kung buong amount (60K) na ipapabayad nila wala man lang minimum amount to pay. Nahihirapan ako makipag negotiate kasi gusto nila bayaran ko buong OD. I received an email rin saying na yung total OD ko na daw is 59k+ included na interest and Attorneys fee. Any insights po?