HYSA/Financial Advice

Hey all,

23(M) just moved to ATL, Georgia. I’m thinking of parking my money in a HYSA and would like advice on which one to go with. I can settle for lower APR if that means I have good customer service. I’ve heard horror stories of people getting locked out of their account so that’s not something I’d like to go through. A little about me…

Salary: $69,000 Net Monthly Income: $3,346.50

Investments: 401(K) - $14,547.89 - 15% contribution

Blue chip stocks - $20,293.07

ROTH IRA - $1,023.16

Expenses(monthly): Rent/utilities/internet: $1,400 Gym: $180 Subscriptions: $20 Food: $400 Gas: $200

Net savings(in a perfect world): $1,146.50

I’m curious as to where to go from here. I’d love to save for a house and start being more cash heavy, I have enough money saved to cover roughly 8-9 months of total expenses. I’d love to get a newer car soon as I’m driving a beater, but it will be a cash down payment I refuse to have a car payment. So, should I try and save this net savings aggressively? Should I invest any of it? I have stopped investing in my blue chip dividends as well as ROTH due to wanting to be more cash heavy. Any advice for a young lad starting his career I’d appreciate!