She said that she doesn't want to marry at all. M26, F26

This girl has brought this up many times in friend groups that she doesn't want to marry at all. It looked like she was joking around all these times. But this time we were sitting together and she brought it up again. Her family is rich and my family doesn't own an inch of land. We are texting and going on walks with each other for 4 months now. I am not saying that I want to marry her tomorrow. Maybe if things go well between us, we can decide things in future. Maybe 5-10 years down the line.

But in the initial phase of this saying that she doesn't want to marry at all?

Is this normal? This is my first time being in a relation with someone if I can call it that. I haven't had much experience socially as well. I have been mostly an introvert.

I feel like if there is going to be nothing in the future why are we bothering to spend time with each other. I don't want to just be physical and go away.

I am trying to ghost her but she is my colleague and a really wonderful person. We are really good friends as well. In any case, I don't want her to be sad about anything. How do I tackle this? I am thinking about this too much? Should I just enjoy being with her without worrying about future?

Should I talk to her about this? I don't think I can because it is too early. We haven't even gone on a date when I have asked her numerous times. She has one reason or the other all the time. We haven't had much personal conversations as well. It is just everyday stuff and being there for each other.

I am a confused soul. Please help out.