Honda rebuild Vs swap

Hi folks, Hope ya'll are doing well. Needed some advice regarding rebuilds, To give some context, I own a honda civic 2005(eagle eye), it has its own d16w9 with around 220k kms on it, the engine burns oil but runs okay ish, it has no other clicking or ticking noises such as ones that you'd hear from a crank or other places, everything else on the car works great, suspension, ac etc. All good. Desi mechanic stuff doesn't make sense to me so after sultan khoo I visited hpm.automasters(can check insta as well) in g-10, looked like a pretty professional shop to me, they had some k-projects they were working on and were building a b-18c with forged pistons when I walked in, which gives me a feeling that this mechanic actually knows his stuff.

We did a compression test and the results were as follows: 165-120-90-140 The head mechanic/owner has recommended that given everything else on the car is fine, I shouldn't swap the engine for a kabuli one and go for a partial engine rebuild.

I wanted to get advice on this particular aspect,

The rebuild will cost me anywhere between 50-100k (it depends on what we'll find when we open up the engine) And a kabuli swap for this to a d17 could reach 200k. My friends recommend not rebuilding this engine saying that ye kamzor hoty hein, rebuild wali cheez ni hy, kamyab ni hy bla bla. Kabuli swap kro, Is it actually true? Or should I go for a rebuild? Does anyone know these hpm folks?

Appreciate any advice