2025 Which Bank is the Best for Personal loan?

Context:

Basically I need 400,000 Php coz I used my sisters money and now I need to pay her.

She has asked me to pay her upfront...no installments.

Question: Which bank offers easy and convenient personal loan 400k

About me: Never had a credit card at all Im a VA so I dont necessarily have the right documents for banking

Pls feel free to judge me but kindly provide help as well

Thank you