Homeowners insurance doubled in two years!

I bought my house in California 2023. Homeowners insurance $1608. 2024 $3084. Now to renew for 2025 $3669. How is this possible for it to double in two years!?!?

I have not made significant changes to the house. I replaced a fence and a water heater. I am not understanding how it can change so drastically in a short period. Any ideas?