Is it possible to get approved for a UnionBank Rewards Visa CC with no credit history?

UnionBank

I want to start using a credit card now because I’d like to build my credit score early. I’ve been employed for a year and my salary exceeds the required annual income for the card. However, I’ve never taken out any loans before. I also checked my credit score using the Lista app for both TransUnion and CIBI, but it says I have no records with either of them. I currently have a savings account with UnionBank and I’m interested in getting the UnionBank Rewards Visa while the NAFFL promo is still available.

I don’t really want to go the secured credit card route if possible.

Posted Jun 15, 2025, 3:01 AM UTC

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