For those of you that like to rip packs and also invest, how do you deploy your capital and manage your budget?

So, I'm getting more into the investing side, but I'm generally addicted to the ripping side, which by and large is not cost effective for a return given the general statistics of pulls etc.

That all said I'm curious how you guys that like to invest and rip manage your budget?

I'm kind of thinking for myself I might do something like say take a monthly budget and deploy say 80% that toward buy/holds like sealed product or singles etc. and then say 20% devoted to ripping.

Anyone do the same or have a different strategy? Would love to hear what some other's do and how you manage your buying.