Absolutely drowning in debt and I need some advice

Advice & Support

I'm sorry if I am posting this in the wrong place, but based on the details of my situation, I thought here would suit best.

Hi lads I'm in a bit of bother, so first let me give some context.

I'm a 28 year old M from the Midlands and for the last 10 years I have been addicted to drugs. Now thankfully since the beginning of this year, I have come out the other side of my addiction and have managed to get myself back on steady ground (with the help of family and my partner) and I am for the most part, living a far greater life as of now than I was for the last 10 or so years.

So due to this I have brought on a "little" bit of debt onto myself and I just need some advice to maybe help financially guide me through these next few years of my life.

I'm not going to go into great detail of my debts but...

Roughly I am in debt of about 65 thousand euro which is spread across banks, family, friends and so on. I was never really financially smart (clearly) and yes, I have been suggested to get in contact with MABS but I'm reluctant to do so because I'm slightly embarrassed to be honest. I do feel as though I'd be judged less on the Internet so.

If you have genuine advice and plan to stick around to guide me, please message me and we can talk more.

Thanks!.

Posted Jun 15, 2025, 3:06 AM UTC

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