AAT Level 3 or University?

For context:

I am 20 years old and I have almost finished the AAT Level 2. I also have an unconditional offer to study Accountancy and Finance and the university of York with a placement year.

I feel like I could just as easily do my AAT then the ACCA but it feels like I would be missing out on a large part of my life not going to uni as I see people making regret posts on Reddit.

I also went to uni for less than a month last year, Uni of Lincoln, before dropping out (same exact course) but that was because I hated it.

I’d like to say uni would be fun but again I’d be 24 when I graduate. Ian Curtis was 24 with wife and kids before he died

For context on my grades: A levels BBC 5 GCSEs from grade 4-7