Singapore Expenses - Family Budget

Hi All,

I just wanted to get an idea of how i am doing my family expenses.

Background:
- Male, 40 years old, Single income family. Toddler, wife, myself and helper
- Staying in a 4room HDB, Monthly payout for HDB is via my CPF - $2000 a month. Balance loan is about 380K
- Holding a senior management role in a SME firm. Before bonuses, gross take home salary is around 240K SGD.
- My personal finances - i am managing it. Got my savings plan, paying for a car, taking care of parents, investments. I have about 250K in cash in liquid investments.

I am more keen to understand and review how am i doing for family budgeting and planning.

|| || |Monthly House Budget - 2025| |Items|%|Value| |Toddler School - Maplebear|25.76%|$1,930.80| |Wife Allowance|20.01%|$1,500.00| |Helper|8.27%|$620.00| |Groceries|13.34%|$1,000.00| |Food and Entertainment|5.34%|$400.00| |Misc costs|6.12%|$458.65| |Savings|20.01%|$1,500.00| |Total|98.85%|$7,409.45|

Some of my recurring expenses:

|| || |Recurring Expenses|| |Town Council|80.70| |SP Services - Gas and water|150.00| |Geneco - Eletricity Charges|100.00| |Singtel|75.00| |Netflix|29.98| |Spotify|17.98| |Amazon|4.99| |Total|458.65|

So would like to understand how i can improve my budgeting for people around the same point in their lives? I am again very new to investments and all that. Have always been someone who was a bit late to all of these things. I have about 700K invested in FD, USD FD, SRS, ETFs, Unit trusts.

Thanks in advance guys