Refundable Honeymoon on Koh Pha Ngan - Should We Bail Because of Monsoon Season?

Hi everyone! My wife and I are planning our honeymoon in Thailand this November, and I just realized we may have booked the wrong spot at the wrong time.

We reserved a beachfront pool villa at the Anantara on Koh Pha Ngan from Nov 8 to 15, but after reading the pinned post here, it looks like Samui and Pha Ngan will be right in the middle of monsoon season during our dates. Oops. Luckily, the reservation is refundable.

We're now looking at alternatives, and I'd love to get advice from anyone who's been to these areas in November. Is it worth switching, or is it not as bad as it sounds?

What we're hoping for:

- A romantic beachfront villa with a private pool

- Relaxing, but not totally isolated - we'd love to be close to a town with restaurants or things to do in case we want to leave the resort

- Good diving nearby (we were hoping for Koh Tao or Sail Rock)

- Budget is around $7-8,000 USD for the week, though we can stretch for the right place

- We like Anantara-style resorts, but open to similar alternatives

Alternatives we're considering:

- Anantara Layana (Krabi)

- Koh Yao Yai Resort & Villas

- Banyan Tree Phuket

If you've stayed at any of these in November, how was the weather and overall experience? Would you go back? Or if it were your honeymoon, where would you go instead?

Thanks in advance! This sub has been super helpful so far, and I think our next booking might not be refundable, so I'd love to hear any thoughts before we lock things in.