Urgent Help - Daycare Bill

Hi and thank you for reading my post. I'm a single mom in NJ looking to borrow. I've been employed at the same place for 3 years. I am currently behind on my daycare bill, totaling around 2500 ( have proof if needed ). I am looking for any assistance. I am 100% committed to repaying this loan on time 🔹 Repayment Plan: Total repayment: $3,000 I will repay in 4 monthly payments of $750 First payment will be sent by August 15, 2025 Payments made via CashApp, PayPal, or (lender’s choice) I’m open to signing a simple written agreement for your peace of mind I completely understand if this isn’t for everyone, but if you're willing to help or have questions, I’m happy to provide whatever info you need to feel comfortable. Thank you!