Urgent Help - Daycare Bill

Hello,

I’m requesting a $2,500 loan to cover an urgent daycare bill for my child. Without payment, I risk losing their spot, which would directly affect my ability to work full-time. I understand this is a large ask, so I want to be fully transparent about my situation and repayment plan.

🔹 About Me: I live in New Jersey I’m employed full-time and can provide proof of income and employment My credit is poor, so traditional loans aren’t an option I am 100% committed to repaying this loan on time 🔹 Repayment Plan: Total repayment: $3,000 I will repay in 4 monthly payments of $750 First payment will be sent by August 15, 2025 Payments made via CashApp, PayPal, or Venmo (lender’s choice) I’m open to signing a simple written agreement for your peace of mind I completely understand if this isn’t for everyone, but if you're willing to help or have questions, I’m happy to provide whatever info you need to feel comfortable.

Thank you so much for considering this. I deeply appreciate your time and kindness.