Buying an iPad at at Apple Store paying with an Apple Card - declined

Family member with their own Apple Card has twice as much available credit.

They tried to purchase and iPad and take advantage of 12 months no interest. Transaction is declined, Apple Store genius asked to try again, which of course it doesn’t work.

Called GS and there are 8 transactions: monthly payment, iPad financed amount, Apple care and Apple Pencil. Because of the financing, the whole thing was being done with the virtual number. They said they can remove the block but would take 24 hours and if we tried again before that, it result in a block that would take 5-7 days.

Sup removed the block but still had to wait an hour to try again. Fam member decided not to bother with financing and charged the whole thing which went thru their Apple wallet card.

Unreal.