Critique my portfolio please
Hi Everyone,
Please critique my portfolio. For context, my investing time horizon is 30+ years and I am located in Canada and open to suggestions. Recently moved my FHSA so waiting for that to land hence why its cash for now.
📊 Full Portfolio Overview
🏦 TFSA – Total Value: ≈ $120,960 CAD
| ETF | Description | Value | All-Time Return |
|---|---|---|---|
| VT | Vanguard Total World (USD) | $8,624.47 USD | +20.97% |
| XAW | iShares Global ex-Canada (CAD) | $250.54 CAD | +0.11% |
| XUH | iShares U.S. Total Market (CAD-hedged) | $108,985.18 CAD | +48.09% |
🧾 RRSP – Total Value: ≈ $44,197 CAD
| ETF | Description | Value | All-Time Return |
|---|---|---|---|
| VTI | Vanguard U.S. Total Market (USD) | $11,129.28 USD (~$15,134 CAD) | +50.62% |
| VXC | Vanguard Global ex-Canada (CAD) | $5,932.46 CAD | +44.75% |
| XUH | iShares U.S. Total Market (CAD-hedged) | $17,934.40 CAD | +31.24% |
| XUU | iShares U.S. Total Market (unhedged) | $5,196.05 CAD | +3.96% |
📉 Margin Account – Total Value: ≈ $264,092 CAD
| ETF | Description | Value | All-Time Return |
|---|---|---|---|
| VT | Vanguard Total World (USD) | $1,363.60 USD (~$1,855 CAD) | +14.97% |
| XAW | iShares Global ex-Canada (CAD) | $680.73 CAD | +0.11% |
| XEQT | iShares Core Equity Portfolio (CAD) | $16,985.28 CAD | +2.32% |
| XUH | iShares U.S. Total Market (CAD-hedged) | $241,503.00 CAD | +24.52% |
🏠 FHSA – Total Value: $29,000 CAD
| Holding | Value | Notes |
|---|---|---|
| Cash | $29,000 CAD | Not yet invested |
💵 Total Portfolio Value: ≈ $458,249 CAD
Posted Jul 4, 2025, 1:21 AM UTC
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