Question on repayment plan
Hello everyone.
Ny wife has started dental school this semester, and I was wondering about what steps i should take to prepare for repayment.
What do I need to do for setting up RAP?
- Pay the interest of the loan while wife is in school
- Set up RAP after she graduates and starts work
- Pay 30 years until forgiveness
- Pay tax bomb
Is this correct? Please educate me if im wrong. Also, when do I set our taxes to marriage filed separetely? Do i do that now or the year she graduates? Class of 2029.
Thank you.
Posted Jul 4, 2025, 1:21 AM UTC
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