Loan against Tax Return for 2 years of filing.

Hello, I just found this sub. Apologies if anything i ask or mention is out of scope.

I have 2 Tax returns processing through the IRS. I hadn't filed my 2025 or 2023 taxes until last week. (Depression, life, and what-have-you.)

I would really benefit from a small portion being loaned to me sooner than when the payments are estimated to arrive.

I would love to get a suggestion towards a specific lender or program that can help me.

Thank you!

--

After looking at some of the posts to this sub, it seems a common theme to be asking for a short term loan through other redditors.

I can't tell for sure if this is a kosher approach on this subreddit, and am not sure how any of those types of deals would be held accountable.

If that is a thing.. i'd be willing to engage with someone in that light.

Thanks again!