Am I an incel or just a loser?

First of all I’m a girl but I know women can be incels too even if it’s a less violent type.

I’m almost 26F and I’m a broke, antisocial, friendless, never been kissed virgin. I don’t resent men and think they owe me sex and I’m deserving of some Regé-Jean Page type of guy. Nor do I hate women I do get jealous of beautiful women and or middle class women who have dated but I don’t resent them and feel I’m owed their life I know they’re on another league and that’s why they are able to live an actual life unlike me. I do question why I was born poor and they weren’t but again I don’t think they should become poor and miserable.

I do look down on a lot of men personality wise. I’m aware there are nice men but every man I’ve had a personal relationship with has been a deadbeat or abusive so I kinda view most men in an untrustworthy light and generally feel more comfortable around other women.

As I get older and older and more of a sad pathetic loser I’ve been wondering am I an incel? Or just a loser?