Applying for my husband to move to the UK. Income well over threshold but money in stocks and ISA.

Hello everyone,

I got married last month and will be applying for my husband to move here in a month or so. I have an ILR and my salary is over £50k per year. I do a lot of stock trading and most of my savings is tied up in Stocks and Shares ISA and cash ISA (around £30k). I just leave enough in my current account for my monthly expenses as the interest rates are crap. However, now that I’m applying for a visa for him, will this be a problem as the cash isn’t ‘immediately available’? Has anyone had a similiar situation?

Also, my husband is planning on giving IELTS UKVI Academic as he wants to pursue further masters here. Is this enough for the visa as it demonstrates a better knowledge and fluency of english or is the home office adamant on the IELTS UKVI Life skills test?

Thank you 😊